The Importance of Budgeting
Budgeting is the process of creating a plan to spend your money. This spending plan is called a budget. Creating this spending plan allows you to determine...
Live simply that others may simply live
What does it mean to live simply? Surely different things to different people.
For some it is choosing to go for a drive in the...
The wine that made me sick
I am not a wine connoisseur by any stretch of the imagination. The extent of my knowledge is more or less choosing between red...
A New Year’s Evolution?
Next year I will...
In 2016 I will stop...
From this moment I promise I'm going to be more...
Fill in the gaps right? And being New...
Getting Out of Debt – This Is Your Year!
New Year's Resolutions are rife this time of year. It seems we're all making them. We're all making an effort to get healthier, wealthier...
Sharing is Caring – How to live a more generous life
I was just thinking...
I’ve been thinking recently about generosity.
I live in a part of the world where many people are in need. There is...
Join Me On The Beach
I drive up to the traffic lights. I make the obvious move of looking at my cellphone to keep me 'distracted' from the old...
What Matters Most At Christmas?
I did all my Christmas shopping before the start of December this year – that’s a first. Then, much to the delight of our...
Your Future Starts With You
I've seen it in the movies, and I've experienced it in real life - people will do almost anything to get a sneak preview...
Change Is Awesome
I love Christmas; I always have! Â When I was a young child my father would always bring home a freshly cut pine tree and...